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    Life Insurance Calculator

    Step 1: Annual replacement income needed if the insured dies prematurely (before-tax).

     
    Step 2: Number of years a replacement income is needed by beneficiaries.

     
    Step 3: Estimate the average annual interest rate that you can earn on the invested life insurance proceeds. (%)

     
    Step 4: Estimate the average annual inflation rate. (Historic rate for last 10 years has been approx. 3 %)

     
       

    Life insurance needed to replace annual income:  


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